We’ve all heard that the people we hang around with and the books we read will determine where we end up 5 years from now. So look around! How are you doing with your associations (read any good books lately)? In the past couple of weeks, I have had the unique privilege of spending quality time with some outstanding individuals from all across the world. In fact, I caught myself wishing I could magically transport them all back to my home town during a recent dinner! Unfortunately, we cannot pull our friends from all corners of the earth and make them live within our reach. We can, however choose to make the MOST of our various associations! Check out these key areas in your life and then take

A New Year has begun and for many it means time for resolutions and refocusing! Here at TMC, we are looking at ways to be of MORE service and add more value to those who partner with our company. We are excited to let you know that our merchants & referral partners are going to benefit from our renewed commitment and focus in some exciting business building areas! Here is a glimpse of things to come in the New Year! Excellent Customer Service: this is our PASSION at TMC and we are always in the process of improving our level of service. There are tons of books to read, classes to take and seminars to attend for more information. We will (of course) turn to our most valuable

The more online transactions you process, the more risk you have in being exposed to fraud. Selling items online is convenient for your customers and increases sales for your business, but there is a risk involved and it’s much higher than in face-to-face transactions. When neither the card nor the customer is physically present at the point of sale, the merchant experiences the greatest exposure to disputes, chargebacks and fraud. The following security measures can help reduce fraud exposure for online transactions. Authorize every sale on the order dateAuthorizations are valid for a specific number of days which can range from 48 hours to 21 days depending on the merchant category code. Merchandise must be shipped and sales must be deposited within these timeframes or the authorization will

It seems hard to believe that we are just a few days away from our annual Thanksgiving Day celebration! After the family gatherings, the feasting & festivities (and of course the mid afternoon naps!)- many people begin the planning and preparation for BLACK FRIDAY! Let’s take a look at the origin of the term and some statistics. The day after Thanksgiving has been the unofficial start to the Christmas shopping season since the 1930’s but the history of the Friday after Turkey Day began in 1966 when the term ‘Black Friday’ was used to describe the overcrowded streets and shopping conditions in Philadelphia. Today, overcrowded stores and streets are still a part of the scene but we have also added Internet Shopping, 24 Hour Shopping and some have