WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
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You Made the Sale. Now How Do You Protect It?

You made the sale. Your customer was happy. The payment went through.   Everything seemed great!   Then, weeks later, a chargeback notification arrives. Suddenly, money from a sale you thought was complete may be at risk.   For business owners, chargebacks can be one of the most frustrating parts of accepting credit cards. They take time to research, may involve additional fees, and can result in lost revenue. But a few good habits can help your business respond with more confidence. Why Do Chargebacks Happen? Not every chargeback involves fraud. A customer may not recognize your business name on their statement. Maybe there was a misunderstanding about a return, a delivery, or a service. Other disputes do involve unauthorized payments. Understanding the reason for a dispute is

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What If Checkout Could Go Wherever Your Customer Is?

For a lot of businesses, the register is no longer the only place customers need to pay.   A contractor may be standing in a customer’s driveway.   A restaurant server may be at the table.   A boutique may be running a pop-up event.   A service business may finish the job miles away from the office.   A busy shop may simply want another way to keep the line moving.   Your business moves. Your checkout may need to move with it. The Counter Is Not Always Where Business Happens   Traditional checkout still works beautifully for many businesses. But it should not automatically be the only option.   Mobile payment tools can give a business more flexibility to accept a payment where the customer already

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Why Gift Cards Could Be Your Secret Weapon This Holiday Season

Holiday shopping is coming fast, and this year customers may be watching their wallets a little more closely.   That means businesses need smart ways to create sales, protect profitability, and keep customers coming back.   One simple answer?   Gift cards. Get the Sale Now. Bring Them Back Later. When someone buys a gift card, your business gets the sale today and another customer gets a reason to visit later.   Even better, people often spend more than the value of the card when they redeem it. Research shows 61% of consumers spend beyond their gift-card balance.   So that $50 gift card may turn into a $65, $75, or even bigger sale.   Not bad for one little card.   Gift cards are also one of

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Clover Tools You May Already Have and Aren’t Using

You bought Clover to take payments.   But are you using it only to take payments?   For many business owners, the answer is yes.   The customer taps a card, the transaction goes through, everyone moves on.   Meanwhile, there may be tools sitting inside your Clover system that could help you understand sales, manage inventory, organize employees, communicate with customers and simplify other pieces of running your business.   The question is not always: “Do I need a new system?”   Sometimes the better question is: “Am I using the system I already have?” Look Beyond the Checkout Screen   Depending on your Clover setup and service plan, there may be tools available to help with several areas of your business.   Sales and Reporting  

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When Was the Last Time You Reviewed Your Processing Rates?

Running a business comes with enough numbers to watch.   Payroll. Inventory. Rent. Supplies. Taxes. Then there is your credit card processing statement.   If your first instinct is to put that one in a drawer and hope for the best, you are not alone.   Processing statements can include rates, fees, interchange, monthly charges and other line items that make it difficult to answer one very simple question:   What am I actually paying to accept payments? Your Business Changes. Your Processing Should Be Reviewed Too.   Maybe you have been with the same processor for years.   Maybe your sales volume has grown.   Maybe you added online payments, new equipment or another location.   Or maybe you signed up for processing when you first opened

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Automate payments with Invoicing & Recurring Billing

Where’s the money??   Having to send out monthly statements, wait for the money to come in and then sending past due statements to the ones that “forgot” or “got lost in the mail” not only causes frustration but eats up a lot of time and energy. Why not automate the process and reduce that frustration! It’s easy to do and will provide some immediate relief to your invoicing and recurring payments headaches! How can this help? Speed Up PaymentsImagine spending less time chasing down payments! Relying on automation to send out payment reminders means MORE money in your pocket faster and less chasing down unpaid invoices. Improve Your Cash FlowCash flow is important to ANY business. By setting up invoicing and recurring payments, you can ensure that payment

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