WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
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Outside of Your Comfort Zone

In order to reach our goals and dreams, oftentimes we have to venture outside of our comfort zones because that is where life gets interesting! You might be thinking ‘interesting’- GREAT! I do not need any more ‘interesting’ in my life and operating every single day is tough enough without moving outside of my comfort zone! But hear me out- there truly is LIFE: Outside of Your Comfort Zone. COMFORT ZONE DEFINED: (Psychology) a situation or position in which a person feels secure, comfortable, or in control. I’m Doing Fine in My Comfort Zone: How bad could it be? Secure, comfortable, controlled? If you think your comfort zone is exactly where you should be operating- then its time to ask yourself a few questions. Have you taken your

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What’s Your Vision?

Years ago, I was introduced to the POWER of writing down your goals and visualizing the way you want your life to play out. Ever since that time, I have enjoyed the exercise of creating a vision board that speaks to me, gives me hope, and gives me a focus for the upcoming year. (my home office vision board is pictured below) For the past several years, my team has participated in this exercise at least one time and often twice per year! Here are some of the benefits of putting together your vision boards as a team. Getting To Know Each Other When you spend this kind of quality time together, you get to know a different side of your team members. You begin to understand what

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3 Things You Must Know About Credit Card Processing

As complicated as the credit card processing industry can be, there are only 3 things you REALLY need to know. #1 Understand The RatesThere are 500+ tiers of pricing, when you combine all credit/debit card types. It is important to familiarize yourself not only with the pricing but also how the pricing relates to your specific business. Card pricing rates vary based on card type and how the cards are processed. Take some time getting to know both VISA INTERCHANGE and MASTERCARD INTERCHANGE rates. Remember that Interchange is the cost before any markups and before the costs or markups associated with capturing, authorizing and settling each transaction. When you have a great understanding of the various card types and the actual costs, you can make better decisions related

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Back To Basics For Business Success

Sometimes we have to focus on the BASICS to get the complex issues ironed out in our lives and in our businesses! The credit card processing industry is a mess of fees, regulations, issues and the list goes on. Hopefully, these strategies below are useful to you. When you are done reading them, please visit our Facebook page (the link is listed below) to share your thoughts and ideas! Together, we can help each other out. #1- KNOW YOUR WHY When times get tough (financial barriers, customer issues, vendor challenges, employee concerns, etc.), we always take a step back and remind ourselves WHY we started our business in the first place and WHY we feel so blessed to be a business owner. Knowing why you do what you

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The POWER of our WORDS!

A couple of years ago, I was challenged by my business coach with a question: “What are you doing to increase Leadership on your team Cheri?” I was meeting with them weekly, talking about business growth and development, and giving them opportunities to attend life-changing events, but as I reflected on the question, I realized that I did not have a FORMAL leadership path or plan in my company. So I decided to make a change. It’s funny how a simple decision can rock your world! Over the past year and a half, we have been on a leadership journey together as a team! Part of that journey includes a Friday Book Club that we call our Accountability Group. Each Friday morning at 6am (rise and SHINE!), we

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Forging Your Character

For many business owners (contrary to popular belief) CHARACTER is one of the pillars of successful businesses today! The Merchant Services industry has long been known for its lack of character- which is precisely why Dean and I began our venture over 23 years ago. Today, we still feel that Character counts in the business world and we are passionate about making sure that Character is always an intricate part of who we are as a company. It is interesting to note that many businesses tout Character and Service externally but internally, it is a different story. Business owners need to ask themselves a couple of questions to make sure their organizations are still on track: How do we make sure that what we promise is what is

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