Last week we received a call from a merchant asking for a new merchant account: their business was opening the following day. As a new business owner, they had been inundated with all of the things that have to happen to get the doors open and adding the credit card terminal had slipped their mind. When we mentioned an approval process- they were surprised. Why would they have to be approved to be able to accept cards? Let’s find out! Whenever a business elects to accept credit cards as a form of payment, they are asked to complete an *application. That application is underwritten, just like getting a loan. Business types, ticket sizes, refund & return policies are considered. Online web sites & warranties are reviewed and yes,

Jim Rohn was an AMAZING teacher and this week, I wanted to share one of his articles that really made a profund difference in my life and the life of our team! Have an incredible week and enjoy your Personal Growth Journey! We generally change ourselves for one of two reasons: inspiration or desperation. Well, the late Jim Rohn aimed for the inspiration, always emphasizing the importance of taking responsibility for self-improvement and showing people how to reach for bigger, better lives. Who inspired him? His mentor, Earl Shoaff, who told him this: If you want to be wealthy and happy, learn to work harder on yourself than you do on your job. And so began Jim Rohn’s belief in the importance of self-improvement. In his classic book,

I remember thinking that small business ownership was going to work out a certain way – you know, the poolside margaritas and lots of money just flowing in from every place. It’s safe to say that the daily life of an entrepreneur sometimes turns out differently than we expect! Here is a glimpse into a typical day- see if you can relate! If you still have a passion for your business like I do, you probably begin your day several hours before your team arrives at work (unless you are lucky enough to have a Joe Taylor- he is an early riser as well!). You spend valuable time reviewing the direction of your company and line out your plan for the day. This might be one of ‘those’

March 23, 2015 Character Is Your Masterpiece to Build by Jim Rohn Could creating your character be likened to an artist creating a sculpture? I believe that character is not something that just happens by itself, any more than a chisel can create a work of art without the hand of an artist guiding it. In both instances, a conscious decision for a specific outcome has been made. A conscious process is at work. Character is the result of hundreds and hundreds of choices you make that gradually turn who you are, at any given moment, into who you want to be. If that decision-making process is not present, you will still be somebody. You will still be alive but may have a personality rather than a character.

Understanding WHY EMV is being adopted here in the US as well as HOW it works is the first step in making sure you are properly educated on the changes happening to our cards and they way we use them! Click on the picture above for a brief 2 minute video on EMV! Let us know if you are ready to make the change to an EMV enable terminal or if you have any additional questions! (GET MORE EMV INFO) Cheri PerryMonday, March 9, 2015

Last weekend, I read the most AMAZING book. I was flying back from an event where Darren Hardy was the featured speaker and his message was powerful. The simple steps he outlines in his book have the power to transform your business and your personal life! Click on the image above to get your copy; after you take a moment to read the quick review below! The little things make all the difference! Rewiring our companies and our personal lives for maximized success is more about the little things we do every day than those massive decisions so many think are responsible for failure or success. In Darren Hardy’s book, the COMPOUND EFFECT, he highlights the power of compounding good decisions and how your daily choices can lead