WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
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Latest Posts

3 Things You MUST Know About Credit Card Processing

As complicated as the credit card processing industry can be, there are only 3 things you REALLY need to know. #1 Understand The Rates There are 500+ tiers of pricing when you combine all credit/debit card types. It is important to familiarize yourself not only with the pricing but also how the pricing relates to your specific business. Card pricing rates vary based on card type and how the cards are processed. Take some time getting to know both VISA INTERCHANGE and MASTERCARD INTERCHANGE rates. Remember that Interchange is the cost before any markups and before the costs or markups associated with capturing, authorizing, and settling each transaction. When you have a great understanding of the various card types and the actual costs, you can make better decisions

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Top Reasons For Accepting Credit Cards

Accepting credit cards is a necessity for most businesses today. The reasons we accept plastic from our customers can make all of the things that go on behind credit card processing; tolerable! Here are the top reasons why accepting credit cards from your clients just makes good business sense! Make the Payment Process Easy When you can make accepting a payment easier for your clients, you increase the possibility of building a repeat and referral-based business. When your customers find the payment process easy, meaning they can use whatever means they choose, it enhances their experience. Imagine you have a client in your business and they have made their selections. When they get to the checkout, they find that you do not accept credit cards. Unfortunately, they have

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Pre Flight Check List (WORK)

Our Son is now licensed to be a Commercial Airline pilot (I am so very proud of Tyler and his efforts!). He has lots of hours and accreditations to add before he is flying the friendly skies- but HOW EXCITING to be a Pilot right? I wonder if we can use a little playful imagination and pretend that WE are pilots? What would that look like in our companies? Flight Preparation: In order to be prepared to fly- we have to add to our knowledge tool belt. Just like Tyler has been attending flight school, we need to make sure we are familiar with the elements that make up our working environment! Knowing our products, tools and team members helps us to get prepared and be productive. Dressed

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SIX reasons FUN can (and will!) improve work quality & mental health

If you’re a movie buff like I am, you’re probably familiar with the line from Stanley Kubrick’s “The Shining” where Jack Nicholson’s character types out several pages of the same sentence: All work and no play makes Jack a dull boy. While the context in the movie is a bit eerie, Jack’s comment is actually truer than you might think! I’ve also heard the old saying “Work is not supposed to be fun ~ that’s why it’s called WORK”. I humbly disagree ~ I believe that work should absolutely be fun! I’m not the only one that feels this way – there has been plenty of research on this topic and many of the studies found quite similar results: a healthy company must have some fun. Here are

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TMC Celebrating 25 Years Serving YOU!

Please enjoy this message from our Founder and MVP Director, Cheri Perry. TMC was founded TWENTY-FIVE years ago- after we found it difficult to find anyone who seemed to really care about our business and our ability to accept credit cards. We received tons of mailings, lots of phone calls, and we were inundated with information, but no solid advice. (Sound familiar!!) We could not find a person or a company that cared enough to explain the industry to us We could not find a person or company who asked us questions about our business and what our plans were We could not find a person or company who we felt had our best interest at heart With each step, we committed ourselves and then continually re-committed ourselves

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Tips To Reduce Credit Card Fraud Online

The more online transactions you process, the more risk you have in being exposed to fraud. Selling items online is convenient for your customers and increases sales for your business, but there is a risk involved and it’s much higher than in face-to-face transactions. When neither the card nor the customer is physically present at the point of sale, the merchant experiences the greatest exposure to disputes, chargebacks, and fraud. The following security measures can help reduce fraud exposure for online transactions. Authorize every sale on the order dateAuthorizations are valid for a specific number of days which can range from 48 hours to 21 days depending on the merchant category code. Merchandise must be shipped and sales must be deposited within these timeframes or the authorization will

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