WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
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Mobile Payments:  Learn about  it-Embrace it: LOVE it! 

Mobile Payments:  Learn about  it-Embrace it: LOVE it! 

There are so many ways to process credit cards and it is important to understand what options are best suited for your business.

Whether your business does delivery or curbside pick-up, mobile payment acceptance, online order ahead, and delivery we have mobile solutions available to help you go mobile.
For the Love of Mobile Payments

What Mobile Payment Option is Best for You?

  • Mobile Processing: For businesses that need flexibility, mobile processing lets you accept payments anywhere—at events, on delivery runs, or even at curbside. Whether you choose a smartphone or a dedicated mobile terminal, this option offers convenience and efficiency.
  • Tablet: Tablets can seamlessly integrate with online gateways or contactless payment devices. Consider the hardware costs and whether you’d prefer customers to interact with your device. Using a sturdy stand can enhance usability.
  • Wireless Credit Card Machine: If you’re processing numerous transactions on the go, an all-in-one wireless terminal is a solid choice. These devices handle payments independently, keeping personal devices separate from customer interactions.
  • Laptop Computer: With wireless capabilities, a laptop equipped with a secure online payment gateway provides a secure way to process credit cards. This setup also enables you to capture vital data and generate reports easily.

What pricing structure is best for me & my business?
There are many variations of pricing structures for merchant services. Just remember that EVERY SINGLE PROCESSOR is in the business to make money and no processor- no matter what the sales pitch, is going to lose money processing your transactions.

Here are the most common ways to price accounts:

  • Tiered Pricing: you are typically given 3 or 4 tiers of pricing and all of the 300+ tiers of interchange pricing and are directed towards the tiers. Statements are easier to read with tiered pricing and it is a much easier pricing method to understand. Businesses that process fewer or less volume in transactions will find this structure to be agreeable.
  • Bundled Pricing: you are typically given a certain percentage for processing. The % is higher but it is appealing to think about not having additional fees. The challenge with this type of pricing structure is that the % has to be high enough to cover the various interchange categories and that does not typically equate to the best pricing for merchants who process (or plan to process) in excess of $1000 per month.
  • Interchange Pricing: this is the most complex type of pricing and (if done properly) can be the most beneficial to merchants who process a variety of cards and quite a bit of volume. Statements can be confusing and if business owners do not watch them, it can be fairly easy to insert additional fees.

Finding the best solution for your company is just a call away. Our expert team is ready to guide you through the different offers and help you discover the perfect fit for your needs. It’s not just about processing payments; it’s about partnering with a company built on trust and integrity.

Call us at 888-249-9919 or fill out this form so we can discuss how to elevate your payment processing experience. Your business deserves the best—let’s make it happen together!

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