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WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
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WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
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Mobile Payment Systems Explained Choosing The Right Setup For Your Business

Today’s business owners aren’t always behind a counter and their payment solutions shouldn’t be either.

Whether you’re delivering products, offering curbside pickup, working events, or moving between job sites, getting paid needs to be simple, flexible, and reliable. The good news? There are several mobile payment options available, and the “best” one depends entirely on how you do business.

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Wireless Credit Card Terminals

For businesses processing a high volume of transactions on the go, an all-in-one wireless terminal can be a great fit.
These devices don’t rely on smartphones or tablets, which many business owners prefer. They’re familiar, reliable, and keep
customer-facing payments separate from personal devices.

Laptops with Secure Payment Gateways

If your business operates with reliable internet access, a laptop-based solution can offer powerful flexibility.
Secure gateways allow you to process payments, store customer information, generate reports, and email receipts all from one system.
Card readers can be added, or transactions can be securely entered when needed.

Tablets

Tablets paired with contactless devices or online gateways can work well in certain environments. It’s important to consider durability,
setup costs, and whether you’re comfortable with customers interacting directly with the device. Stands and mounts can help make this option
more stable and professional.

Smartphones

For truly mobile businesses, smartphones remain one of the most flexible tools available. Payments can be accepted using secure apps,
payment links, or contactless devices often without any additional hardware. This option is especially popular for service-based and
event-driven businesses.

 

Understanding Pricing (Without the Headaches)

No matter the provider, payment processing always involves costs. The key is understanding how you’re being charged and choosing a structure
that fits your transaction volume and card mix.

 

  • Tiered Pricing offers simplicity and easier-to-read statements.
  • Bundled Pricing can look attractive but often comes with higher percentages.
  • Interchange Pricing, when done correctly, can benefit higher-volume businesses but requires transparency and monitoring.
 

The right mobile solution and pricing should reduce frustration, not add to it. Our role is to help you sort through the options, ask the right questions, and choose what truly fits your business.

 

Mobile processing should support your growth, not slow you down.

 

Join Us for Our Live Monthly Webinar

Taking Care of Business with TMC – Live Monthly Webinar

Topic: Getting Paid Anywhere
Date: Tuesday, February 17, 2026
Time: 11:00 AM Pacific
Register: https://gettmc.com/taking-care-of-business-with-tmc/

Each month, this live webinar provides practical education merchants can apply right away.

(Note: Topics change after the third week of each month to align with the upcoming focus.)

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