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WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
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WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
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Free Business Rate Review

Know what you’re really paying to accept cards.

Upload your latest monthly processing statement and get a simple, preliminary review of your processing costs. No pressure. No obligation to switch. Just a clearer look at what you’re paying.

✓ Secure statement upload
✓ AI-assisted preliminary review
✓ You choose what happens next

Start Your Rate Review

Have your most recent monthly processing statement ready. The preliminary review only takes a few steps.

Upload your monthly processor statement

Please upload only your regular monthly processing statement. Do not upload receipts, transaction-detail reports, chargeback documents, bank statements, or documents containing full card numbers.
Select this if you need to accept payments on the go.
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Preliminary Rate Review

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Preliminary Review
Monthly Processing Volume —
Total Fees —
Estimated Effective Rate —

What we found

Preliminary TMC Comparison

What Could Your Costs Look Like With TMC?

Estimate Only
Current Monthly Processing Cost —
Estimated TMC Monthly Cost —
Estimated Monthly Difference —
Estimated Annual Difference —
Estimated Percent Savings —
Estimated TMC Effective Rate —
Estimated 3-Year Savings —
This preliminary comparison uses example TMC pricing and the information we were able to identify on your statement. Final pricing and savings should be confirmed through a professional TMC review.
We found your statement, but we don’t have enough information to show a responsible savings estimate yet. A TMC professional can review the details and complete the comparison with you.
This is a preliminary AI-assisted review. Processor statements vary. Final pricing, savings, or processing recommendations should be validated through a professional TMC review.

What would you like to do?

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Clear answers

See your processing volume, total fees and estimated effective rate in language that is easier to understand.

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You stay in control

Completing a Rate Review does not mean you are agreeing to switch processors or committing to a sales conversation.

★

Human help when you want it

If something deserves a closer look, you can choose to have a TMC specialist review the statement with you.

Sometimes the best answer is to stay exactly where you are.

If your current processing setup already looks good, we’ll tell you that too. Our goal is to help you understand your costs and make an informed decision.

Preliminary Rate Reviews are educational and may use AI-assisted document analysis. Final pricing or savings recommendations should be validated by a Total Merchant Concepts specialist.

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