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WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
Near Field Communications
WHY the Smiley? Lots of people ask us “What in the heck does a SMILEY FACE have to do with Credit Card Processing and why does everything TMC does, have a Smiley attached to it?”- we love the question and here is the simple answer. MOST business owners do not find JOY in working with their credit card processor- in fact, quite the opposite! So when we decided to take care of businesses and their processing needs, we knew we had to be different. The SMILEY FACE sends a certain message: We are glad to see you, hear you, work with you and to be of service. We CARE about you and we will do everything we can to put a smile on your face. Credit card processing is one of the products we provide but Taking Care of People and delivering a SMILE WORTHY experience is who we are and WHY we do what we do.
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Near Field Communications

Near field communication (NFC) is a set of standards for smart phones and similar devices to establish radio communication with each other by touching them together or bringing them into close proximity, usually no more than a few centimetres. Present and anticipated applications include contactless transactions, data exchange, and simplified setup of more complex communications such as Wi-Fi.Communication is also possible between
an NFC device and an unpowered NFC chip, called a “tag”.

This is not new technology in fact, the first patent for NFC technology was issued in 1983 but it would be 2007 before the technology was certified by MasterCard. PayPass commercials featuring the elephant who was concerned about his zookeeper, highlighted both the features and potential hazards of Near Field Communication. It made using your credit card so easy, that even an elephant could ‘Charge It’.

For years, security issues have been addressed and it appears that 2015 will be the year that NFC terminals finally begin making their way into more and more businesses.  Solutions related to Google Wallet and ApplePay are popping up everywhere!  The various networks and processors are busy creating the programming needed to support these exciting new technologies!